Privacy Policy

FinanceDecode may collect information that readers provide directly, such as an email address submitted for a newsletter, a name and email address entered in a contact form, or a message sent for corrections, partnerships, or support.

The website may also collect technical and usage information automatically. This can include page views, referral pages, device type, browser type, approximate location, time on page, clicks, search terms used on the site, cookie preferences, and interactions with calculators, comparison tables, ads, or affiliate links.

Calculator inputs are intended for on-page educational use. Unless a future feature clearly says otherwise, calculator values should not be treated as account data and should not require client login.

Information may be used to operate the site, respond to messages, deliver newsletters, improve page performance, understand which finance topics readers find useful, troubleshoot technical issues, and measure whether calculators and comparison pages are working as intended.

Usage data may also help FinanceDecode decide which articles, calculators, and comparison tools to improve. For example, analytics may show that readers want more detail on mortgage affordability, credit card payoff, tax calculators, bank comparisons, or budgeting questions.

If advertising or affiliate tracking is enabled, information may be used to measure impressions, clicks, conversions, referral attribution, and ad performance.

FinanceDecode may use third-party services such as analytics providers, ad networks, affiliate platforms, newsletter tools, heatmap tools, hosting providers, spam protection services, and API providers. These services may process data according to their own privacy policies and technical settings.

Examples of future integrations may include Google Analytics, Google Search Console, Google AdSense, Ezoic, Mediavine, Raptive, Mailchimp, Stripe, OpenAI API, Alpha Vantage, Yahoo Finance data, or similar providers.

Affiliate partners and advertising networks may use cookies, pixels, click identifiers, or referral codes to measure whether a reader clicked a link or completed an action.

Google and its partners may use cookies or similar technologies to serve, measure, and personalize ads. Readers can learn how Google uses information from sites and apps that use Google services at https://policies.google.com/technologies/partner-sites.

FinanceDecode should keep personal information only as long as needed for the purpose collected, such as responding to a message, maintaining newsletter records, complying with legal obligations, or measuring site performance.

Reasonable safeguards should be used to protect submitted information, but no website can guarantee perfect security. Readers should avoid sending sensitive personal financial information through ordinary contact forms.

Readers may unsubscribe from newsletters using the unsubscribe link in emails. Browser settings may be used to block or delete cookies. Where required by law, cookie consent tools should provide choices for analytics, advertising, and non-essential tracking.

Depending on location, readers may have rights to access, correct, delete, restrict, or object to certain processing of personal information. Requests can be sent through the contact page.

FinanceDecode is intended for general audiences interested in personal finance education and is not designed for children. The site should not knowingly collect personal information from children.

Readers should not submit Social Insurance Numbers, bank passwords, credit card numbers, tax account passwords, government login credentials, or other highly sensitive information through site forms.

This policy may be updated when the website adds new tools, analytics, advertising partners, newsletter providers, APIs, or legal requirements. The latest version should be posted on this page.